Lending rates and terms are constantly evolving. Recent changes include new longer loans, practice loans now up to 20 years, which can significantly reduce the financial pressure on the practice especially for low profit practices. Start-up loan amounts increased by over $100,000. Start-up working capital increased by more than $25,000. However not all lenders are offering these great improvements. You’ll need to use veterinaryloans.com to get in contact with the correct providers.